Provident Personal Credit Loan Review

Provident Personal Credit acceptance criteria:

• You must be over 18

• Be a UK Resident


Credit Check? No

Maximum Loan Amount: £500

Same Day Loan Transfer (CHAPS) Fee: No

Deadline for Same Day Loan Transfer: N/A

Free BACS transfer (3 working days): N/A

Repayment by Debit Card ? No

Repayment by Direct Debit? No

Rollovers: No

Amount Repayable (per £100)? From £140(payable over 14 weeks)

Typical APR: Representative 272.20% APR

Employment Type? Employed, unemployed, self-employed (pretty much anyone!)

Other Fees: No

Provident Pesonal Credit offers loans of up to £500 via a 5 minute online application. They are not just a payday lender as they will accept applicants who are self-employed, unemployed and even those on benefits. Repayments will be in the form of low weekly repayments spread over a period of up to 52 weeks. It is because of this long loan period, and resulting low repayments, that they can offer payday loans for people on benefits and the unemployed. There is no bank transfer facility as you will receive the loan in the form of cash. So, if you are stuggling to get a payday loan from any other payday loan company, or even if you are looking for a payday loan for people on benefits or the unemployed, then it is likely that Provident Financial would be your only solution. Click on the banner below to be taken to their website for more information.

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